Life insurance pays out on the death of the life/lives assured. The type and length of cover, amount paid out and whether it is a single or joint policy depends on your needs and your available budget as a client.
Critical illness insurance (CIC), pays out a lump sum if you are diagnosed with or receive medical surgery for an illness that is specified by the provider that you take out your CIC policy from.
Income Protection pays out, usually per month, a benefit if you are off work due to accident or sickness. The benefit is usually around 60% of your earnings and is tax-free.
Making a Will is essential to ensure your property and possessions are left to your chosen beneficiaries. We work with a leading regulated Estate planner who will look after you & your assets.